Financial planner · Austin, TX · reviewed since 2018
iHow the Experts Score is calculatedEach factor is scored 0–100 on absolute terms (standing in the category can only raise it), then weighted; problems flagged in review highlights or a recent slide in ratings are subtracted:Satisfaction 64%96+61Reliability 28%95+26.8Replies to reviews 8%30+2.5Experts Score= 90Not enough data for value; its weight is shared by the others.Grade A: A = 80+, B = 60–79, C = 40–59, D = 20–39. Needs 10+ reviews.90SCORE
AGradeiLetter from the Experts Score: A = 80+, B = 60–79, C = 40–59, D = 20–39, F = under 20.
#50 of 66 retirement planningiPosition by Experts Score among all companies we track in this category. · better than 25%
5.0★★★★★268 Google reviews · 6 photos
99%five-star reviews
5.00★last 12 monthsiAverage stars on reviews from the last 12 months only.
0%1–2★, last 20 reviewsiShare of 1–2★ reviews in the last 24 months — or the 20 newest reviews when the company had fewer than 20 in that time.
Google reviewers rate 49 Financial five stars based on 268 reviews, highlighting personalized financial planning, retirement guidance, and portfolio consolidation. Clients frequently praise the team's communication, educational approach to complex topics like Medicare, and professional customer service. However, a small number of low-star reviews criticize poor follow-through and dissatisfaction with the company's separation from AXA Equitable. The owner has not replied to any reviews.
Google rating: 5.0 out of 5 from 268 reviews (99% five-star).
Reviews on this page: 268 Google reviews (140 with written comments).
Owner responses: the business replied to 0% of reviews.
Score per factor (100 = best)iEach factor is scored 0–100 on absolute terms (star average, share of 1–2★ reviews, price verdicts…); standing within the category can only raise it, never lower it.. Strongest: momentum and satisfaction; weakest: replies to reviews.
49 FinancialRetirement Planning median0 = centre, 100 = best
SatisfactioniSatisfaction · 54% of the scoreRecency-weighted star average (2-year half-life), shrunk toward the category mean by review volume; the company’s own lifetime average as the prior; absolute: 4.0★ = 0, 5★ = 100.49 Financial: 96/100 on this factor. Category median: 97.A
96
ReliabilityiReliability · 24% of the scoreHow rarely jobs go badly: share of 1–2★ reviews — 60% the last 24 months (or the 20 newest if fewer), 40% all-time; 0% = 100, 15%+ = 0; the category percentile can only raise it.49 Financial: 95/100 on this factor. Category median: 98.A
95
Craft & serviceiCraft & service · penalty only, up to −10 pointsGoogle review highlights: Quality, Professionalism, Responsiveness, Punctuality — how rarely reviewers flag them as a negative, per review since highlights began; 0% = 100, 5%+ = 0. Subtracted from the score (up to −10), never averaged in — clean highlights are the norm, not a bonus.Not enough reviews for this factor yet. Category median: 100.–
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ValueiValue · 14% of the scoreCustomers’ own price verdicts (Great / Reasonable vs Overpriced) and Value highlights; 65% absolute (all “reasonable” ≈ 80, “great” = 100), the category percentile can only raise it.Not enough reviews for this factor yet. Category median: 100.–
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MomentumiMomentum · penalty only, up to −10 pointsPenalises only a real slide: last-12-month average below lifetime (−0.5★ = 0). Still 4.8★+ over the last year, or steady/improving = 100. Subtracted from the score (up to −10), never averaged in.49 Financial: 100/100 on this factor. Category median: 100.A
100
Replies to reviewsiReplies to reviews · 7% of the scoreHow often the owner publicly replies to reviews under 5★ (1–4★). Needs 3+ such reviews, otherwise not counted; 65% absolute (80%+ replied = 100), the category percentile can only raise it.49 Financial: 30/100 on this factor. Category median: 51.D
30
Bar = this company · dark tick = category median.
Star ratings
268 Google reviews we collected
5.0of 5
5 stars26599%
4 stars00%
3 stars00%
2 stars10%
1 star21%
Praise vs complaints
Phrases our text analysis found in 140 written reviews
97%praise
Praise14397%
Complaints43%
Topic share
How often each topic comes up in the written reviews
7topics
Staff & attitude5135%
Would recommend3121%
Quality & results2215%
Communication1913%
Honesty & trust1812%
Speed & response43%
Price & value21%
What customers talk about
We read 140 written reviews and marked every phrase about these topics. The same colors are highlighted in the reviews.
“What a refreshing and caring group financial planners.”
“Definitely recommend Wyatt Broome, he’s a Huss huge help!”
“Wouldn't recommend.”
“They did a great job of taking confusing and complicated information and making it understandable and actionable.”
“I wanted to share my gratitude to 49 Financial's team for explaining the complicated and confusing Medicare options.”
“…ecause of a family connection, but because of the excellent advice, honest communication, and investment opportunities.…”
“5 years from retirement and feel more confident in my ability to retire on time and live comfortably.”
“I was seeking a term life policy and sought various quotes, but only Benedict Lee at 49 Financial provided more through his desire to serve the person…”
People customers mention
Benedict13 reviews
Lee11 reviews
Wuest5 reviews
Michael4 reviews
Neil3 reviews
Tung3 reviews
praise complaint · found by our text analysis, Google review wording unchanged.
Recent reviews
RRandyLocal Guide · 8 reviewsiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 2 months ago★★★★★
I wanted to share my gratitude to 49 Financial's team for explaining the complicated and confusing Medicare options. Now, I feel that I have a better understanding of how the process works, the various options available, and most importantly, when it’s best to sign up when you’re still working full time with…
ZZack7 reviewsiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 5 years ago★★★★★
I had the best experience with this team of strong willed people! Definitely recommend Wyatt Broome, he’s a Huss huge help!
JJeffrey1 reviewiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 5 years ago★★★★★
Have had a very positive experience working with Nick and Stephen over the last several months!
Llauren5 reviewsiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 5 years ago★★★★★
Bethany and Boston have been so amazing with my husband and my self. Such a caring knowledgeable organization. Would recommend to any one looking to improve and invest in their futures.
TTrent6 reviewsiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 5 years ago★★★★★
I love 49! I have a ROTH IRA and a managed brokerage through them. It’s really awesome watching my money grow with an amazing team making it happen. Definitely check these guys out!
DDuaneLocal Guide · 19 reviewsiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 5 years ago★★★★★
What a refreshing and caring group financial planners. Jonathan and Patrick laid out a plan that consolidated all my investments and provided a strategy that balanced risk and protection to meet my comfort level. The strategy was easy to understand, and they took the time to walk me through why it was right for…
I wanted to share my gratitude to 49 Financial's team for explaining the complicated and confusing Medicare options. Now, I feel that I have a better understanding of how the process works, the various options available, and most importantly, when it’s best to sign up when you’re still working full time with healthcare benefits.
I appreciate their focus on education and helping us make the best decisions for our retirement whether that’s investment opportunities or Medicare plans. They did a great job of taking confusing and complicated information and making it understandable and actionable.
We've been through a few financial advisors and never have we felt more secure in our financial advice and planning. The bar has been set and raised. We appreciate you and your team so very much!
Kaizenamazen KaizenamazenLocal Guide · 39 reviewsiTotal number of Google reviews Kaizenamazen has written across all businesses on Google Maps, not just this one.
Bethany and Boston have been so amazing with my husband and my self. Such a caring knowledgeable organization. Would recommend to any one looking to improve and invest in their futures.
C
Cody TerrillLocal Guide · 14 reviewsiTotal number of Google reviews Cody has written across all businesses on Google Maps, not just this one.
I love 49! I have a ROTH IRA and a managed brokerage through them. It’s really awesome watching my money grow with an amazing team making it happen. Definitely check these guys out!
D
Duane MizeLocal Guide · 19 reviewsiTotal number of Google reviews Duane has written across all businesses on Google Maps, not just this one.
What a refreshing and caring group financial planners. Jonathan and Patrick laid out a plan that consolidated all my investments and provided a strategy that balanced risk and protection to meet my comfort level. The strategy was easy to understand, and they took the time to walk me through why it was right for me. I'm 7.5 years from retirement and feel more confident in my ability to retire on time and live comfortably. There was no pressure to buy additionally life insurance or any other products or services. They respond immediately to calls, texts, and emails to address any concern I might have. Great service and I never feel rushed when speaking with them.
G
Gurinsky's Fine JewelersLocal Guide · 27 reviewsiTotal number of Google reviews Gurinsky's has written across all businesses on Google Maps, not just this one.
Rachel Gurinsky and David Ferrell have done a fabulous job of helping us pull our finances together in one portfolio to evaluate. They helped us in setting up our retirement, life insurance and giving us updates on a routine basis of our financial picture now and for the future.
