Google reviewers rate JMS Consulting Firm 4.9 out of 5 based on 48 reviews, with the owner responding to 73 percent of them. Clients frequently cite clear communication, prompt responses, and successful removal of negative items from credit reports as key benefits. While many describe improved scores and personalized support, one recurring criticism notes that some disputed accounts reappeared on credit files after initial deletions.
Data from Google, last updated October 25, 2026.
Reviews from Google, shown as published (original wording, unedited).
I had a great experience working with this credit consultant. They explained everything clearly, stayed consistent with communication, and helped me understand how to improve my credit step by step. I’ve already seen positive changes and feel more confident managing my finances.
JMS Consulting is absolutely amazing! They truly care about their clients and go above and beyond to make sure you feel supported every step of the way. Their patience, professionalism, and attention to detail really set them apart. It’s rare to find a company that makes you feel heard and valued ! I highly recommend them!
Absolutely love my therapist, Melanie. The staff is so easy to work with and so knowledgeable. HIGHLY recommend JMS 🤍
Umm we dont do insurance and no one named Melanie is on staff, thanks for the review though!
VERY BAD!! Initially some accounts would be removed and then after a month or so later they all will reappear back on your credit file, all the agencies will start sending letters stating that after they completed their investigation it was found to be fraudulent activity and that your accounts cannot and will not be removed due to that reason. You will end up paying hundreds if not thousands of dollars to this jms consultant guy depending on your credit report situation just for items to not be permanently removed. This will just be a temporary fix but your credit report will go back to what is was prior to trying to fix it with this guy. DO NOT waste your TIME nor MONEY!
It is unfortunate that the items popped back on your credit reports and that is something that can occur. It actually happens periodically and we told you that can and probably would happen when you signed up. No hiding that and it has happened with alot of our clients over the past 6 years but seldomly. One thing we do is dispute the reinserted items for free if the items do pop back on your credit reports, but unfortunately you canceled your subscription and credit monitoring plan before our disputes were finished Give us a call at anytime 😁
I’m satisfied with their work! I appreciate their work and definitely recommend Keritan and his team!
Had a great experience with JMS Consulting Firm, originally had some disputes and remarks in collections that they were able to remove successfully for a better credit profile. They were fast to respond when I had questions about settlements. Looking forward to working with them to continue building a better credit profile
I definitely recommend Keritan and JMS Consulting Firm. Keritan was able to help improve my credit score and remove a charge-off. The process was super quick and I felt informed every step of the way.
You were amazing to work with Lou! Time to start working on your business credit now
The team at JMS Consulting are top notch! I had some things on my report that were slowing down the process of growth for my business and personal matters. They worked with the creditors to get these things resolved and removed! They are very organized and on top of it and highly suggest working with them if you're looking for reputable credit counseling
You're progressing along smoothly! Almost at the finish line
One thing I will say it definitely feels like home here, since I started my journey with JMS it’s been nothing but success since! They do a fine job at communicating and solving the problems 10/10 I recommend! They boosted my credit over 100 points in 6 to 7 months and has been coaching me every step of the way thank you JMS!
Now you're ready to scale that fleet!
Super excited to have worked with Keritan!!!! Keritan is a credit genius and is very awesome to work with. I am now in the 700 club!!!! If you are on the fence about potentially working with Keritan and JMS, dont hesitate to work with them. I am getting ready to apply for business credit since they have fixed my personal credit. Let's freaking gooooo!!!!!! They removed all of those late payments, negative marks and abunch of other stuff from 10 years ago. Thank you guys so much. - Jabs Carter