Lighthouse Insurance Agency logo

Lighthouse Insurance Agency

4.9 ★★★★★ · 87 Google reviews · 15 photos
Insurance agency · Lorain, OH

Lighthouse Insurance Agency at a glance

Customers frequently praise the agency for prompt communication, fair pricing, and knowledgeable assistance with auto, home, and commercial insurance policies. Positive reviews highlight efficient quote processing and helpful staff who clearly explain coverage options. However, several low-star reviews criticize the agency for failing to return calls or provide promised callbacks, leading to delayed policy setups and billing issues.

  • Google rating: 4.9 out of 5 from 87 reviews (95% five-star).
  • Reviews on this page: 87 Google reviews (77 with written comments).
  • Owner responses: the business replied to 98% of reviews.
  • Most recent review: September 29, 2026.
  • Service: Real Estate Developer serving Lorain, Ohio.

Data from Google, last updated October 25, 2026.

Photos

Customer reviews

4.9
★★★★★
87 reviews on Google
5★83
4★1
3★0
2★0
1★3

Reviews from Google, shown as published (original wording, unedited).

Jon Phillips3 reviews
★★★★★

Lighthouse did a great job working with us to get a Builders Risk Insurance policy in place for the start of a major construction project! Answered all our questions quickly and got us set up with an affordable policy.

  • Price assessment: Reasonable price
Response from the owner · 2 weeks ago

Thank you, Jon. :)

Review from Google · view on Google
Dylan Beam4 reviews
★★★★★

Shout out to Zach! He got auto insurance for my wife and I in 30 mins... as walk-ins! The rate was far lower than we had anticipated. Zach is a true professional through and through.

  • Price assessment: Great price
  • Quote wait time: Within 24 hours
  • Ease of reaching staff: Very easy
Response from the owner · 2 weeks ago

Thank you, Dylan. :)

Review from Google · view on Google
Heide AngelaLocal Guide · 159 reviews
★★★★★

Efficient, great at getting back to you...reliable ...Loved Zach

Response from the owner · 2 weeks ago

Thank you, Heide. :)

Review from Google · view on Google
Paula Sanner2 reviews
★★★★★

Scott is a great person to deal with. Lighthouse has super service and very reasonable pricing. I would not look anywhere else for my insurance needs.

  • Price assessment: Great price
  • Services: Vehicle insurance
Response from the owner · 2 weeks ago

Thank you, Paula. :)

Review from Google · view on Google
Arco Wolfe1 review
★★★★★

These guys are great and easy to work with. Can't recommend them enough!

Response from the owner · 2 weeks ago

Thank you, Arco. :)

Review from Google · view on Google
Doug McMillan8 reviews
★★★★★

Sadly, Lighthouse Insurance has really gone downhill in my experience. I have been an home, auto and business customer for over 25 years and have referred family and friends to Lighthouse over that time. I called several times a few months to question policy charges and no one returned my calls resulting in me paying late as they said they would call back before the premium was due. I paid it online the night before it was due but it must have not gone through until the next day so I had to pay an extra charge. After that I started looking at my insurance costs and called around to compare. I quickly found I was paying double for my auto insurance compared to other companies. I asked Lighthouse to provide quotes for the companies they carry. Again, no return call after I called several times to ask about the quotes. I finally received their quotes after my repeated calls. They were only able to reduce the cost by about $400 annually for car insurance. I was able to save over $1000 annually when I switched to another company! In the past, Lighthouse would compare rates for me with the companies they carried and go over possible savings with me. As I was making comparisons I called twice and left messages asking about my coverage to make sure I was getting the same coverage. Again no return call. I can no longer recommend Lighthouse Insurance and recommend anyone that has insurance with them compare your rates as I was overpaying double what I should have been.

Review from Google · view on Google
Stephen Fransen8 reviews
★★★★★

Aaron is awesome! Highly recommend him!!

Response from the owner · 2 weeks ago

Thank you, Stephen. :)

Review from Google · view on Google
Roger W.Local Guide · 35 reviews
★★★★★

Aaron and his office staff do a wonderful job with all of my insurance needs (2 companies)! They are very professional and knowledgeable. I highly recommend! UPDATE! We have been with Lighthouse Insurance for many years, and Aaron and his long-time office staff have done an excellent job managing all of the insurance needs for my two companies. They provide outstanding service for business insurance, commercial insurance policies, and ongoing policy management. The team is very professional, highly knowledgeable, and always responsive when we need help, updates, or advice. If you’re looking for a reliable local insurance agency that truly understands small business and commercial insurance, I highly recommend Lighthouse Insurance.

Response from the owner · 8 months ago

Thank you Roger. We are blessed to work with successful business people like you. We pride ourselves in being there in a timely manner so that whatever it is you need we get it done quickly so that your business can get back to what it does best, serving the great people of our community. Continued success to you and Ultimate Landscape Management, LLC and Dirty Dog Home Solutions LLC.

Review from Google · view on Google
HearMe TravelLocal Guide · 43 reviews
★★★★★

Everyone I have worked with is helpful, friendly, and efficient. Prices are fair. Very happy. :)

  • Price assessment: Reasonable price
Response from the owner · 2 weeks ago

Thank you, HearMe Travel. :)

Review from Google · view on Google
Jessica S7 reviews
★★★★★

DONNA IS AMAZING SHE ALWAYS GOES ABOVE AND BEYOND

Response from the owner · a year ago

Thank you Jessica.

Review from Google · view on Google

Lighthouse Insurance Agency on Google Maps →

Business details