Teri was able to help me with a Commercial Policy that 4 other companies could not do. She is Absolutely Amazing to work with… and has the patience of a Saint. Not once did she get discouraged with me when I was having issues with operator malfunction between me and my phone. She helped make a frustrating necessary evil - enjoyable. Thank you Terri for all of your help… I Highly Recommend Terri for all of your Insurance needs.

Silver Linings Insurance
Silver Linings Insurance at a glance
Google reviewers rate Silver Linings Insurance five stars based on sixty-five reviews, with the owner responding to eighty-five percent of feedback. Customers describe the broker as patient, knowledgeable, and responsive, noting that communication is timely and the process is straightforward. Recurring themes include finding competitive pricing for auto, home, and commercial policies, as well as receiving thorough explanations of coverage options. Reviewers highlight the ease of switching providers and the ability to secure lower rates than other quotes, with no significant criticisms noted in the provided excerpts.
- Google rating: 5.0 out of 5 from 65 reviews (98% five-star).
- Reviews on this page: 65 Google reviews (52 with written comments).
- Owner responses: the business replied to 85% of reviews.
- Most recent review: October 31, 2026.
- Service: Insurance Agent serving Norfolk, Virginia.
Data from Google, last updated November 2, 2026.
Star ratings
65 Google reviews we collected
- 5 stars6498%
- 4 stars12%
- 3 stars00%
- 2 stars00%
- 1 star00%
Praise vs complaints
Phrases our text analysis found in 52 written reviews
- Praise6799%
- Complaints11%
Topic share
How often each topic comes up in the written reviews
- Staff & attitude2232%
- Would recommend1421%
- Communication913%
- Price & value812%
- Quality & results710%
- Speed & response710%
- Honesty & trust11%
What customers talk about
We read 52 written reviews and marked every phrase about these topics. The same colors are highlighted in the reviews.
“Teri was very helpful when we started working on my insurance needs.”
“Thank you Terri for all of your help… I Highly Recommend Terri for all of your Insurance needs.”
“Teri is easy to work with and got us a great rate on a car and renters policy.”
“This is my 2nd time shopping with them and they’ll always find a great price that fits your budget.”
“She was very personable and very thorough about the coverage explanations and cost options.”
“Any questions I had were answered in a timely manner.”
“She’s always answered my texts, calls, or emails instantly and I trust she will be here to help whenever I need.”
People customers mention
- Lloyd 10 reviews
- Teri 6 reviews
- Insureco 3 reviews
praise complaint · found by our text analysis, Google review wording unchanged.
Photos
Customer reviews
5.0 ★★★★★ 65 reviews on Google · rating breakdown
Reviews from Google, shown as published (original wording, unedited).
Teri was great at getting us our vehicle insurance and we thank her for getting us a good rate
Teri was very helpful when we started working on my insurance needs. She was very helpful and not pushy or overbearing at all. Very patient also. A pleasure to work with.
Thank you Lisa for the review! So glad Teri was able to make you feel comfortable and appreciated.
Teri was awesome! Thank you
Thank you for the kind words and being a valued customer!
Teri is the best agent I’ve ever worked with. She is readily available and when she says she will call and/ or do something , she gets it done. She truly is the best at looking for cost effective ways to help us with our multiple cars and young drivers. With Teri once you are a client you are always a friend.
Chris, reviews like this mean the world to us! Insurance isn't about policies - it's about people. Teri's dedication to our customers is genuine, and we're so glad this came through in your experience. Thank you for trusting us, we appreciate your support!
Teri is extremely helpful and professional. This is my 2nd time shopping with them and they’ll always find a great price that fits your budget. Acquired their services for both car and home insurance, will come back again.
Thank you, Khurram, for the wonderful review! We love all of our customers, but there's no greater compliment to us than having repeat customers. It means the world to us knowing we've earned your trust to look out for your home AND vehicles. Teri has a real gift for finding the right fit without the runaround, and we’re glad you felt that. We’ll be here whenever you need us to help you #StormProofYourLife!
They saved me money thanks. Miss Teri Loyd helped me a lot. I'm a 74 year old senior citizen with a perfect driving record and she saved me 40 dollars a month on my two older vehicles. She was so easy to deal with. I recommend her for other seniors who are being punished from companies like State Farm.
Thank you for sharing this, Eric! You’ve spent a lifetime being a responsible driver, so helping you save on your auto insurance truly made our day! Teri takes a lot of pride in advocating for our seniors, and we’re so glad that she made your experience feel easy and respectful from start to finish. We appreciate you recommending us to others - it means more than you know!
Teri, was easy to work with. Any questions I had were answered in a timely manner. Changing insurance companies after years, I was apprehensive about this. Teri walked me through the process and made it easy and less stressful.
Switching insurance after so many years can be like taking a leap of faith, so your trust means a LOT to us, Sherman! Teri is wonderful at breaking everything down and taking the stress out of the process, and we’re glad you felt that support the whole way through. We’re always just a click or call away, anytime you need us to help you #StormProofYourLife.
I was help by the best
Thank you, Billy! We're lucky to have Teri on our team, but we’re even luckier to have folks like you who take a moment to share their experience. We’re always here if you need anything. #StormProofYourLife
Teri Lloyd has excellent customer service very pleasant and works hard to give you a great deal. I would recommend here to all my family and friends
Thank you so much for sharing this, Tilena! Teri truly goes the extra mile to make sure everyone gets coverage and pricing that feel right for them, and we’re glad to hear that was your experience. Your recommendation and trust mean everything to us! We’re always here if you need anything down the road. #StormProofYourLife
Business details
- Address: 6353 Center Dr Unit 103, Norfolk, VA 23502
- Phone: (252) 232-4400
- Website: silverliningsinsurance.com
- Service area: Norfolk, VA