Financial planner · Lakewood, CO · reviewed since 2015
iHow the Experts Score is calculatedEach factor is scored 0–100 on absolute terms (standing in the category can only raise it), then weighted; problems flagged in review highlights or a recent slide in ratings are subtracted:Satisfaction 55%96+52.4Reliability 24%85+20.6Value 14%84+11.9Replies to reviews 7%74+5.2Momentum penalty74−2.6Experts Score= 87Grade A: A = 80+, B = 60–79, C = 40–59, D = 20–39. Needs 10+ reviews.87SCORE
AGradeiLetter from the Experts Score: A = 80+, B = 60–79, C = 40–59, D = 20–39, F = under 20.
#41 of 51 retirement planningiPosition by Experts Score among all companies we track in this category. · better than 20%
5.0★★★★★248 Google reviews · 24 photos
99%five-star reviews
4.79★last 12 monthsiAverage stars on reviews from the last 12 months only.
4.3%1–2★ in 2 yearsiShare of 1–2★ reviews in the last 24 months — or the 20 newest reviews when the company had fewer than 20 in that time.
GWS&A - Global Wealth Strategies & Associates at a glance
Google reviewers rate GWS&A five stars based on 248 reviews, highlighting the firm’s responsiveness, clear communication, and assistance with portfolio management, retirement planning, and trust updates. Clients frequently note that the team takes time to listen, provides consistent monitoring, and makes complex financial concepts approachable. One low-star review criticizes the firm for alleged fee transparency issues and high-pressure sales tactics regarding life insurance, though this complaint appears isolated among the predominantly positive feedback.
Google rating: 5.0 out of 5 from 248 reviews (99% five-star).
Reviews on this page: 248 Google reviews (224 with written comments).
Owner responses: the business replied to 75% of reviews.
Score per factor (100 = best)iEach factor is scored 0–100 on absolute terms (star average, share of 1–2★ reviews, price verdicts…); standing within the category can only raise it, never lower it.. Strongest: craft & service and satisfaction; weakest: replies to reviews.
This companyRetirement Planning median0 = centre, 100 = best
SatisfactioniSatisfaction · 54% of the scoreRecency-weighted star average (2-year half-life), shrunk toward the category mean by review volume; the company’s own lifetime average as the prior; absolute: 4.0★ = 0, 5★ = 100.GWS&A - Global Wealth Strategies & Associates: 96/100 on this factor. Category median: 97.A
96
ReliabilityiReliability · 24% of the scoreHow rarely jobs go badly: share of 1–2★ reviews — 60% the last 24 months (or the 20 newest if fewer), 40% all-time; 0% = 100, 15%+ = 0; the category percentile can only raise it.GWS&A - Global Wealth Strategies & Associates: 85/100 on this factor. Category median: 97.A
85
Craft & serviceiCraft & service · penalty only, up to −10 pointsGoogle review highlights: Quality, Professionalism, Responsiveness, Punctuality — how rarely reviewers flag them as a negative, per review since highlights began; 0% = 100, 5%+ = 0. Subtracted from the score (up to −10), never averaged in — clean highlights are the norm, not a bonus.GWS&A - Global Wealth Strategies & Associates: 100/100 on this factor. Category median: 100.A
100
ValueiValue · 14% of the scoreCustomers’ own price verdicts (Great / Reasonable vs Overpriced) and Value highlights; 65% absolute (all “reasonable” ≈ 80, “great” = 100), the category percentile can only raise it.GWS&A - Global Wealth Strategies & Associates: 84/100 on this factor. Category median: 100.A
84
MomentumiMomentum · penalty only, up to −10 pointsPenalises only a real slide: last-12-month average below lifetime (−0.5★ = 0). Still 4.8★+ over the last year, or steady/improving = 100. Subtracted from the score (up to −10), never averaged in.GWS&A - Global Wealth Strategies & Associates: 74/100 on this factor. Category median: 100.B
74
Replies to reviewsiReplies to reviews · 7% of the scoreHow often the owner publicly replies to reviews under 5★ (1–4★). Needs 3+ such reviews, otherwise not counted; 65% absolute (80%+ replied = 100), the category percentile can only raise it.GWS&A - Global Wealth Strategies & Associates: 74/100 on this factor. Category median: 55.B
74
Bar = this company · dark tick = category median.
Star ratings
248 Google reviews we collected
5.0of 5
5 stars24599%
4 stars21%
3 stars00%
2 stars00%
1 star10%
Praise vs complaints
Phrases our text analysis found in 224 written reviews
97%praise
Praise37897%
Complaints123%
PriceiGoogle asks reviewers whether the price was great, reasonable or overpriced; these are their answers.
Price verdicts customers left with their Google review
88%fair
Great price563%
Reasonable225%
Overpriced113%
Not sure00%
Topic share
How often each topic comes up in the written reviews
7topics
Staff & attitude11429%
Would recommend7419%
Speed & response6216%
Quality & results4612%
Communication4612%
Honesty & trust4111%
Price & value72%
What customers talk about
We read 224 written reviews and marked every phrase about these topics. The same colors are highlighted in the reviews.
“Everyone is so knowledgeable, informative and helpful and they answer e-mails very promptly.”
“I highly recommend Marc to anyone looking for a financial planner who takes the time to listen, communicates clearly, and provides thoughtful guidance…”
“If you're looking for someone who genuinely cares and helps you feel in control of your financial future, I can't recommend them enough.”
“I wanted to make a change in my Revocable Trust, and Terri made the process quick and painless!”
“Working with Mike Silva at GWS&A has been an outstanding experience.”
“She was knowledgeable, easy to work with, and delivered a fast turnaround time.”
“I truly trust that she is doing everything right and always looking out for what's best for me.”
“For a much more reasonable rate, GWS&A provides exponentially more.”
People customers mention
Adam67 reviews
Way20 reviews
Eric19 reviews
Silva9 reviews
Terri8 reviews
Sara8 reviews
praise complaint · found by our text analysis, Google review wording unchanged.
Reviews for your job
Customers hired GWS&A - Global Wealth Strategies & Associates for 7 kinds of job. Pick one to see what they paid and said.
Janet2 reviewsiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 2 weeks ago★★★★★
My experience with GWS&A has been outstanding! Everyone is so knowledgeable, informative and helpful and they answer e-mails very promptly. If you have a question, they will answer it and if you have a request, they take action on it.
My only regret is that I didn't find them sooner for all of my financial needs. They are a great company to work with!
Great priceFinancial planRetirement savings consultingInvestment advising
YvetteLocal Guide · 24 reviewsiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 2 months ago★★★★★
Working with Terri Hinrich was a joy! I wanted to make a change in my Revocable Trust, and Terri made the process quick and painless! She was knowledgeable, easy to work with, and delivered a fast turnaround time. If you’re not working with Terri or GWS&A, you’re missing out on a dynamic financial planning team.
Great priceFinancial planEstate planning
Linda1 reviewiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 2 months ago★★★★★
"Terri at GWSA is fantastic! She is professional, warm, and so generous with her time. She always takes extra care, giving me full confidence and complete peace of mind about my financial future. I truly trust that she is doing everything right and always looking out for what's best for me. Her positive energy makes…
Kaitlin3 reviewsiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 3 months ago★★★★★
Terri is the absolute BEST when it comes to helping manage accounts! I have been with her for over seven years and she has helped grow my portfolio and always kept me informed on the market!
Oscar2 reviewsiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 4 months ago★★★★★
I highly recommend Marc to anyone looking for a financial planner who takes the time to listen, communicates clearly, and provides thoughtful guidance throughout the planning process. I also want to recognize Alexandra for her excellent support—the technology walkthrough she provided made the setup process simple…
Financial plan
AdamLocal Guide · 21 reviewsiTotal number of Google reviews this person has written across all businesses on Google Maps (not just this one). More reviews usually means a more experienced, trustworthy reviewer. · 4 months ago★★★★★
Eitel has been an amazing financial advisor over the years. His focus is nothing short of ensuring we are achieving our financial goals while assisting us with creating the appropriate foundation and guardrails to keep us on track. His recent transition into GWSA has only increased the number of tools and…
My experience with GWS&A has been outstanding! Everyone is so knowledgeable, informative and helpful and they answer e-mails very promptly. If you have a question, they will answer it and if you have a request, they take action on it.
My only regret is that I didn't find them sooner for all of my financial needs. They are a great company to work with!
Janet, thank you for your kind words!
SEC Disclosure: The people leaving reviews on this site may or may not be clients of GWS&A and they are not being compensated in any way for sharing their opinion and/or experience. The reviewer's comments may not be representative of any other person's experience.
Yvette KillingsworthLocal Guide · 24 reviewsiTotal number of Google reviews Yvette has written across all businesses on Google Maps, not just this one.
Working with Terri Hinrich was a joy! I wanted to make a change in my Revocable Trust, and Terri made the process quick and painless! She was knowledgeable, easy to work with, and delivered a fast turnaround time. If you’re not working with Terri or GWS&A, you’re missing out on a dynamic financial planning team.
Price assessment: Great price
Services: Financial plan, Estate planning
Response from the owner · 2 weeks ago
Yvette, Thank you for your kind words!
SEC Disclosure: The people leaving reviews on this site may or may not be clients of GWS&A and they are not being compensated in any way for sharing their opinion and/or experience. The reviewer's comments may not be representative of any other person's experience.
Linda Schueller1 reviewiTotal number of Google reviews Linda has written across all businesses on Google Maps, not just this one.
"Terri at GWSA is fantastic! She is professional, warm, and so generous with her time. She always takes extra care, giving me full confidence and complete peace of mind about my financial future. I truly trust that she is doing everything right and always looking out for what's best for me. Her positive energy makes talking about money stress-free. I highly recommend Terri and the GWSA team!"
Services: Financial plan, Estate planning, Retirement savings consulting, Investment advising, Tax planning, Wealth management, Service not listed
Response from the owner · 2 weeks ago
Linda, thank you for your kind words!
SEC Disclosure: The people leaving reviews on this site may or may not be clients of GWS&A and they are not being compensated in any way for sharing their opinion and/or experience. The reviewer's comments may not be representative of any other person's experience.
Kaitlin Bryant3 reviewsiTotal number of Google reviews Kaitlin has written across all businesses on Google Maps, not just this one.
Terri is the absolute BEST when it comes to helping manage accounts! I have been with her for over seven years and she has helped grow my portfolio and always kept me informed on the market!
Response from the owner · 2 weeks ago
Kaitlin, thank you for your kind words!
SEC Disclosure: The people leaving reviews on this site may or may not be clients of GWS&A and they are not being compensated in any way for sharing their opinion and/or experience. The reviewer's comments may not be representative of any other person's experience.
Oscar Miguel Ramos2 reviewsiTotal number of Google reviews Oscar has written across all businesses on Google Maps, not just this one.
I highly recommend Marc to anyone looking for a financial planner who takes the time to listen, communicates clearly, and provides thoughtful guidance throughout the planning process. I also want to recognize Alexandra for her excellent support—the technology walkthrough she provided made the setup process simple and helped me feel confident about the next steps.
Services: Financial plan
Response from the owner · Edited 4 months ago
Thank you, Oscar! I will be sure to pass along the kind words to Marc & Alexandra!
SEC Disclosure: The people leaving reviews on this site may or may not be clients of GWS&A and they are not being compensated in any way for sharing their opinion and/or experience. The reviewer's comments may not be representative of any other person's experience.
Adam PLocal Guide · 21 reviewsiTotal number of Google reviews Adam has written across all businesses on Google Maps, not just this one.
Eitel has been an amazing financial advisor over the years. His focus is nothing short of ensuring we are achieving our financial goals while assisting us with creating the appropriate foundation and guardrails to keep us on track. His recent transition into GWSA has only increased the number of tools and resources available to us along with their great team. Alexandra was fantastic in walking us through how to leverage their resources to set us up for success. The ongoing support has been amazing with ensuring our set up was complete and resolving any questions we have had. If you are looking for a financial team that focuses on you not as just a number, this is the place to be.
Adam, Thank you for your kind words!
SEC Disclosure: The people leaving reviews on this site may or may not be clients of GWS&A and they are not being compensated in any way for sharing their opinion and/or experience. The reviewer's comments may not be representative of any other person's experience.
Kerri Peech3 reviewsiTotal number of Google reviews Kerri has written across all businesses on Google Maps, not just this one.
When I tell you we were completely clueless about managing our finances… that’s when GWS&A and their incredible team of experts stepped in to help us out.
Alexandra has been an absolute godsend in helping us create a budget and figure out when retirement may (hopefully!) be in our near future. She is one of those rare people who not only listens, but truly hears what you’re saying — all without ever making you feel foolish for not knowing much about money.
We truly believe that GWS&A is for everyone, no matter your stage of life or the size of your budget. They make you feel like family and genuinely care about helping you succeed.
Kerri, Thank you for your kind words!
SEC Disclosure: The people leaving reviews on this site may or may not be clients of GWS&A and they are not being compensated in any way for sharing their opinion and/or experience. The reviewer's comments may not be representative of any other person's experience.
Brittany WilliamsLocal Guide · 4 reviewsiTotal number of Google reviews Brittany has written across all businesses on Google Maps, not just this one.
Working with Mr. Silva + the GWS&A team has been one of those "why didn't I do this sooner?" decisions.
They have a way of taking something that can feel overwhelming and making it approachable, understandable, and actually actionable.
What I appreciate most is that they truly listen. They took the time to understand my goals, answer my questions, and create a plan that feels realistic for MY life, not just a generic template.
If you're looking for someone who genuinely cares and helps you feel in control of your financial future, I can't recommend them enough.
Response from the owner · 4 months ago
Brittany, wow! Thank you for your kind words!
SEC Disclosure: The people leaving reviews on this site may or may not be clients of GWS&A and they are not being compensated in any way for sharing their opinion and/or experience. The reviewer's comments may not be representative of any other person's experience.
Jeff Perez7 reviewsiTotal number of Google reviews Jeff has written across all businesses on Google Maps, not just this one.
The entire GWS&A team is extremely knowledgeable, friendly, and very responsive. I have used most of their services for a few years now and am very happy with the results. I work most directly with Mike Silva and he is extremely great to work with. I highly recommend working with Mike and the GWS&A team.
Jeff, thank you for your kind words!
SEC Disclosure: The people leaving reviews on this site may or may not be clients of GWS&A and they are not being compensated in any way for sharing their opinion and/or experience. The reviewer's comments may not be representative of any other person's experience.
Marc Kloster1 reviewiTotal number of Google reviews Marc has written across all businesses on Google Maps, not just this one.
Mike and his team are the best in the business. They are consistently improving my portfolio and always available to speak about concerns and ideas. Could not recommend enough.
Response from the owner · 4 months ago
Marc, thank you for your kind words!
SEC Disclosure: The people leaving reviews on this site may or may not be clients of GWS&A and they are not being compensated in any way for sharing their opinion and/or experience. The reviewer's comments may not be representative of any other person's experience.
